Abstract:
One of the controversial issues in the society is the issue of "usury" and how to deal with this phenomenon in jurisprudence. For the people of the society, who are obliged to implement the provisions of the Sharia according to their heart's belief and on the other hand, the economic necessity has made taking and giving loans a daily and comprehensive thing, the plan of new views about usury based on accepted principles and standards. If it is jurisprudence, it makes it inevitable.
Machine summary:
"With the justification of Shahid Sadr, who believed that rent and depreciation are the same, but since money does not depreciate and depreciate, it is not possible to get an additional amount when returning it, also because depreciation of money takes place in the reduction of purchasing power, so there is no obstacle to equal the amount of depreciation and reduction. purchasing power, an amount should be paid to compensate for this reduction. Acceptance of the above basis has another aspect and that isthat if the value of money increases during the loan period, a smaller amount of money, whose value is equal to the loan's purchasing power, will be withdrawn. It is natural that in the economy that governs some societies, where sometimes the prices of goods become 100% more expensive in less than a week, the prospect of implementing this principle looks terrible, but if you consider that the average increase in the inflation rate is five percent, is it unfair that a person use the amount of one hundred thousand tomans for one year to satisfy his desiresAnd at the end of the year, only five thousand tomans will be added to that amount due to the decrease in purchasing power? Currently, in the custom of the society and the market, pious people who want to avoid losses in lending due to the decrease in the purchasing power of the national currency and also observe the Shari'a aspect of the work, when lending Rials to the borrower, declare that this amount of Rials It is equivalent to a certain amount of dollars, and I lend you dollars that I have converted into Rials, and you convert the same amount of dollars into Rials at the due date and pay off your loan.